Actionable Agentic Finance
Ambient Finance for Modern Businesses
Traditional finance tools are reactive—they wait for you to check them. Meanwhile, variable costs spike, budgets overflow, and margins erode. SpendPilot flips the model: AI agents watch 24/7 and come to you when something matters.
How it works
How SpendPilot Works
+ many more integrations
Connect
Link your spend sources, payment processing, ERP, and cloud infrastructure in SpendPilot.
Acme Corp costs $740/mo to serve, pays $500 MRR
Get real-time alerts
The moment spending spikes, users behave inefficiently, or patterns look wrong, we alert you immediately, not 30 days later.
Investigate in your dashboard
Click through from any alert to see user-level breakdowns, trend analysis, and specific optimization recommendations.
Take action before month end
Catch runaway costs, budget overruns, and margin erosion while there's still time to fix them.
The Problem
Finance runs on hindsight. Your business runs in real-time.
Traditional finance tools are reactive—they wait for you to check them. Meanwhile, costs spike, unusual charges slip through, transactions pile up uncategorized, and your unit economics silently erode. By the time you open the dashboard, you're already behind.
Discovery happens too late
You find out about budget overruns, duplicate charges, and margin problems days, weeks or months after they happen.
Costs are everywhere
Payroll, vendors, subscriptions, infrastructure, customer acquisition—all in different systems.
No one's watching
Without a dedicated finance team, problems compound until month-end reveals the damage.
Free AI Spend Audit
Not sure if you need monitoring?
Find out for free.
Most companies overspend on AI by 40%+ due to inefficient model choices, missing caching, and runaway usage.
Connect OpenAI, Anthropic, or OpenRouter and we'll show you exactly where you're bleeding money—with specific model swaps, caching opportunities, and usage anomalies ranked by savings potential.
60 seconds • No signup required • We don't store your keys
Last 30 Days Report
$2.8M
Total Spend
16,817
Active Users
1.2M
API Requests
Recommendations
Your output tokens are only 14% of your input tokens
You're paying for huge context but generating short responses. Try semantic chunking or better context selection to cut input costs by 60%. Savings: ~$2,680/month.
Your batch jobs aren't using the Batch API
You have batch: false on all requests, even ones running overnight. Batch API is 50% cheaper for non-time-sensitive work. Potential savings: ~$1,200/month.
API key key_abc shows 340 requests with identical input_tokens (1,247)
You're sending the exact same prompt repeatedly without caching. This is costing you $94/day that could be $9/day with prompt caching enabled.